Sunday, 20 March 2016

LGT - Hand Building with Clay

It was a big turn out for the hand building with clay session of LGT.  Some women were kitted out to really get down and get dirty adorned in full-length aprons. 

Nettie has been immersed in pottery for decades and loves experimenting with various modes of firing  - from open flame, wood firing to electric firing.  Nettie and her partner, Andrea, have set up a studio in their house for the sole purpose of creating art.  How wonderful!

Nettie brought along some beautiful examples to inspire us before we began our own creations, using this gloriously tactile clay.  We created chickens, leaves, bells, pots, miniature and large vessels all in the space of 90 minutes. 

There was a beautiful energy in the room as everyone sketched and then created something that made them happy. 

Nettie advised us all to remain happily detached from our creations as often mishaps occur in the kiln.  So we all enjoyed being in the moment, getting in touch with our inner children and playing and creating with the clay. 

Wednesday, 2 March 2016

LGT 3 March Budgeting and how to stick to it - Anne

If you want to save or money is tight here are my tips:
·       Make a budget
·       Track everything you spend
·       Have a separate bills account
·       Don’t use a credit card unless you are already a good budgeter

Budgeting – puts YOU in control
Why budget – save for something, pay back debt, live within means
If you've created a budget, you know exactly how much money you have coming in, and how much is going out.
Once you've created your budget, it's important to stick to it.
Creating a budget: there are many on the website or you can make your own spreadsheet < tools and resource <calculators and aps < budgeting and saving calculators < budget planner. There is also an ap you can download to track daily spending it is easy to use and Anne suggests you do this for as long as you can. You will get a much better understanding of where your money goes and will automatically start saving – just by paying attention!

Start with the “pay back debt budget”, then the “save for holiday budget”

Sticking to budget:
1 Be realistic – start by including EVERYTHING can make cut backs later.
2 Use your accounts wisely bills, mortgage, savings, Wages/income. If possible direct deposit into accounts each pay. Or transfer before spend.
3 To begin use cash for discretionary expenses, or things that you could live without, each week. It's much easier to turn down a $60 pair of shoes when it will take the last of your week's cash than it is when you just have to swipe a credit card.
4 Give up something and put money towards saving eg make your lunch, wine only on weekends, carpool, etc
5 If you have a credit card. Try and pay back credit card in full each month. If debt pay back as quickly as possible (highest interest first) – talk to bank re lowering interest rate. If you pay only the minimums on all your cards, you'll be paying a lot more in interest than you may realize.
6 keeping track of everything you spend will help you stick to your budget. Once you have control and a sense of what you can afford in your budget you can allocate an amount eg $50 cash for coffees etc and not account for each one - check you don’t spend any more
7 Remember that life is unpredictable, allow some extra money for variable expenses. And, be gentle with yourself if you go over your budget sometimes. It can be hard to get back on track ­if you let yourself get too frustrated over a mistake or two.

Free credit file < personal < free

·       Payday lenders.
·       marketing that says "?? days interest-free"
·       Financial advisors may be paid a commission for recommending product
·       Credit repair agencies
·       The “My Budgets”

Mardi Gras film festival in Katoomba Fri 11th - Sun 13th March

The Inaugural Blue Mountains Queer Screen Festival of five MGFF favorites will be held at the beautiful Carrington Hotel in Mid-march. REMEMBERING THE MAN Fri 11 Mar 7PM The tragic tale of star-crossed love during the AIDS epidemic is explored in this bittersweet documentary. Screening With Winner of My Queer Career LIZ IN SEPTEMBER SAT 12th Mar 6PM Liz, a sexy, soft-butch heartthrob is used to getting her way with women, and when Eva arrives in town their fates entwine. BEAUTIFUL SOMETHING SAT 12 Mar 8PM Glimpse into the lives of young, contemporary, gay men. Features the hottest sex scenes of the year. TCHINDAS Sun 13th Mar 2PM On a Cape Verde island three queer artists prepare for a spectacular Carnival. Their leader is the revered Tchinda Andrade - a transgender community leader. THAT'S NOT US Sun 13th Mar 4PM Three couples - one gay, one lesbian, one straight - go on a weekend away at a beach house on Fire Island, New York.

Women’s Crafty Group Sunday 6 March

This is on the first Sunday of every month and rotates households. Come and enjoy some Sunday chillout time. 
Where: Kathleen and Susan's place,  Lawson
When: Sunday, March 6th
Time: 2-5 pm
Bring: knitting, crochet, or other handicrafts to work on, plus some nibblies to share (Tea and coffee supplied by the host). Beginners and Newbies very welcome.
Kathleen :)